DSCR Loan – Faster 14 Days Close!

Rates from 5.75%! Up to 85% LTV. Serving Nationwide. Qualify on Rental Cash Flow, Not Your Paycheck. Close Faster, Scale Sooner.

Apply NowView Programs

Hard Money Loans – 5 Days Close!

Rates from 7.875%. Up to 75% ARV. Up to 90% of Purchase and 100% of Rehab. Rapid Hard Money Funding Built for Investors Who Move Fast

Apply NowLearn More

Own a Home With $0 Down

100% USDA Financing — No Down Payment, No Waiting. Pre-Qualify in Minutes.

Apply NowPre-Qualify

Flip Faster. Profit Sooner.

Flexible Bridge Financing for Your Next Fix & Flip or Fix-to-Rent Deal

Fix & Flip — Apply NowFix To Rent — Apply Now

Your Dream Home Is Closer Than You Think

Fast, Friendly First-Time Buyer Programs — Pre-Qualify in Minutes

Apply NowPre-Qualify

Step Into Homeownership With Confidence

Personalized First-Time Buyer Programs, Built Around You

Apply NowPre-Qualify

Smart Rates. Simple Process.

Conventional Loans With Terms That Actually Work for You

Apply NowPre-Qualify

Fund the Flip. Keep the Profit.

Up to 90% of Purchase Price + 100% of Rehab Costs Covered

Fix & Flip — Apply NowFix To Rent — Apply Now

Thank You for Your Service — Now Own a Home

$0 Down • No Monthly Mortgage Insurance • Exclusive Rates for Veterans

Apply Now

Unlock the Equity You’ve Already Earned

Cash-Out Refinancing to Lower Your Payment and Fund What’s Next

Apply NowPre-Qualify

Refinance in a Snap — Skip the Hassle

No Credit Check • No Appraisal • No Income Verification

Apply NowPre-Qualify
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Investor LoansCustom Built for Investors with Faster Closing

Find the right loan program

Compare our investor loan programs and apply online for a fast close.

Home Loans & MortgagesCustom Built for Home Buyers & Investors

Find the right home loan program

Compare our residential loan programs and apply online to get started.

If your state isn’t listed below, you can still submit an application – we’re licensed nationwide.
FL · GA · MD · CA · OH · TN · NJ · CT · NC · TX

FHA Loan

  • Starting at 3.5% down
  • 100% grant program available
  • Gifted down payment is OK
  • Up to 6% seller credit
  • Best rates and terms for credit scores over 580
FHA Loan Options
FL · GA · MD · CA · OH · TN · NJ · CT · NC · TX

VA Loan

  • No money down home loan
  • No mortgage insurance required
  • No prepayment penalties
  • Best VA lending solutions
  • For active, retired and National Guard
  • See if you qualify today
VA Loan Information
FL · GA · MD · CA · OH · TN · NJ · CT · NC · TX

First Time Home Buyer Loan

  • Low down payment options
  • Down payment assistance programs may be available
  • Gifted funds accepted toward your down payment
  • Flexible credit guidelines
  • Guidance from pre-approval to closing
First Time Buyer Options
Nationwide

Reverse Mortgage

  • Enjoy the equity you’ve built in your home without moving
  • Take a monthly allowance from your home equity
  • No monthly mortgage payments
Reverse Mortgage Info
Nationwide

Refinance

  • Cash out and lower your rate
  • Switch to a fixed rate to avoid unexpected adjustments
  • Consolidate your debt
  • Fund a vacation
  • Buy investment property
Refinancing Info
Nationwide

Construction Loan

  • Build a new home on your own lot or one you buy
  • Funds released in stages as construction progresses
  • Interest-only payments while you build
  • One-time close option that converts to a permanent mortgage
Construction Loan Options

Commercial Real Estate LoansCustom Built for Commercial Real Estate Investment

Commercial Loan Programs

Compare our commercial financing options and apply online to get started.

Refinancing Walkthrough

Home Buying Guide

Popular Loans

About Us

Doug Thaler
NMLS ID #1826020

4830 West Kennedy Blvd.
Suite 600-A,
Tampa, Florida 33609
+1-800-826-5077

Real Estate & Mortgage Financing for Investors and Homebuyers

Whether you are scaling a rental portfolio, flipping your next property, or buying your family’s first home, we offer fast closings, flexible programs, and a simple process built around your goals.

Investment Property Loans

We specialize in real estate financing for investors and developers across residential, commercial, and income-producing properties. Our investment loan programs offer fast closings, reduced documentation, and industry-leading terms, so you can move quickly, leverage your equity, and execute profitable deals with confidence. From acquisition to refinance, every program is built around your investment strategy.

Licensed to serve investors nationwide on all investment loan programs
5 DaysHard Money Closings
14 DaysDSCR Closings
From 5.75%DSCR Rates
From 7.875%Hard Money Rates
100%Of Rehab Costs

Hard Money Loans

5 Days Close

Rapid funding built for investors who move fast. Rates start from 7.875%, with up to 75% of ARV and up to 90% of the purchase price plus 100% of rehab costs.

DSCR Loans

14 Days Close

Qualify on your rental cash flow, not your paycheck. Rates start from 5.75% with up to 85% LTV, so you can close faster and scale your portfolio sooner.

Fix & Flip Loans

90% Purchase + 100% Rehab

Flexible short-term financing for your next fix & flip or fix-to-rent deal. Fund up to 90% of the purchase price and 100% of your rehab costs so you keep more cash for the next project.

Bridge Loans

Fast Closings

Short-term capital to close on a new property quickly while you wait on a sale, a refinance, or permanent financing. Reduced documentation keeps the process moving.

Multifamily Loans

Income-Producing Properties

Financing for apartment buildings and multi-unit properties, designed for investors and developers who want to grow cash flow and build long-term wealth.

Apply for DSCR Apply for Hard Money / Flip

Residential Home Loans

We also offer a full range of home loan solutions designed to help individuals and families reach their homeownership goals. Whether you are a first-time home buyer, a veteran using your VA benefits, or building your dream home, our programs are built around your needs, with competitive rates, personalized guidance, and a seamless process from pre-qualification to closing.

Residential loans available in FL, TX, MD, TN, OH & GA
$0 DownVA & USDA Options
No Monthly MIOn VA Loans
MinutesTo Pre-Qualify
6 StatesFL · TX · MD · TN · OH · GA

FHA Loans

Low Down Payment

Government-backed financing with flexible qualification guidelines, ideal for buyers building credit or with a smaller down payment. Already have an FHA loan? Ask about our streamline refinance with no credit check, no appraisal, and no income verification.

VA Loans

$0 Down

Thank you for your service. Eligible veterans and service members can buy with $0 down, no monthly mortgage insurance, and exclusive rates for veterans.

First-Time Home Buyer Loans

Pre-Qualify in Minutes

Fast, friendly programs with personalized guidance at every step. Explore low down payment options, plus 100% USDA financing with no down payment for eligible properties and buyers.

Construction Loans

Build Your Dream Home

Finance the land, materials, and labor to build a new home from the ground up, with flexible draw schedules that keep your project on track.

Bridge Loans

Buy Before You Sell

Move into your next home without waiting for your current one to sell. A bridge loan uses your existing home’s equity to cover the down payment and gives you the strength to make a competitive offer.

Looking to lower your payment or tap into your equity? We also offer conventional loans, cash-out refinancing, reverse mortgages, and foreign national loans.

Apply Now Pre-Qualify

Rates, terms, and program availability are subject to change and depend on credit approval, property type, loan amount, and borrower qualifications. Not all borrowers will qualify. Investment loans are for business or investment purposes only.